‘It will never happen to me’ is the catchphrase amone people who haven’t been a victim of a robbery, fire, flood, or mudslide. There are only two kinds of people when it comes to a disaster: those who have it happen to them, and those who will. Be prepared. Get insurance to protect what you have worked so hard to acquire and to limit the amound of money you will personally need to raise in case disaster strikes. What are your biggest fears? If you have enough insurance to cover them, you can have some peace of mind.

Something nobody thinks about is that as a creative person we make money by creating things (and hopefully collection on those efforts for years to come). But what if you were unable to work for a while? What would happen? How would you pay the rent? You can protect yourself from all these tragedies with insurance. Talk to your insurance broker to see how you can protect you assets. Get the most coverage for the least amount of money.